| |
Jackson City Count Credit Union Consumer Loans
Effective - June 22, 2010
Boat and Jet Ski Special! |
New:
24 months 4.50% APR
36 months 4.50% APR
48 months 4.75% APR
60 months 4.75% APR
72 months 4.95% APR
84 months 4.95% APR |
Used:
24 months 4.95% APR
36 months 4.95% APR
48 months 5.10% APR
60 months 5.10% APR
72 months 5.50% APR
84 months 5.50% APR |
Rates are subject to change, please see the Credit Union for full details.
APR - Annual Percentage Rate
| NEW (2010) Cars, Trucks, Vans, Motorcycles, Motorhomes and Boats |
| Term |
Rate |
Maximum |
Minimum |
| 24 Months |
5.25% |
xxxx |
xxxx |
| 36 Months |
5.25% |
xxxx |
xxxx |
| 48 Months |
5.50% |
$50,000.00 |
$5,000.00 |
| 60 Months |
5.50% |
xx$50,000.00xx |
xx$10,000.00xx |
| 72 Months |
5.75% |
$50,000.00 |
$15,000.00 |
| 84 Months |
6.00% |
$50,000.00 |
$20,000.00 |
| *No Money Down |
| Invest In America Discount .25% APR lower |
| USED (2009& Older) Cars, Trucks, Vans, Motorcycles, Motorhomes and Boats |
| Term |
Rate |
Maximum |
Minimum |
| 24 Months |
5.75% |
xxxx |
xxxx |
| 36 Months |
5.75% |
xxxx |
xxxx |
| 48 Months |
6.25% |
$50,000.00 |
$5,000.00 |
| 60 Months |
6.75% |
$50,000.00 |
$15,000.00 |
| *No Money Down |
NEW (2010) Recreational Vehicles -
(ATV,s, Snowmobiles, Jet Skis, Lawn & Garden Equip) |
| Term |
Rate |
Maximum |
Minimum |
| 24 Months |
6.50% |
xxxx |
xxxx |
| 36 Months |
6.50% |
xxxx |
xxxx |
| 48 Months |
6.50% |
xxxx |
xxxx |
| 60 Months |
8.25% |
xxxx |
xxxx |
| 72 Months |
8.25% |
$50,000.00 |
$10,000.00 |
| 84 Months |
8.75% |
$50,000.00 |
$15,000.00 |
| USED (2009 & Older) Recreational Vehicles |
| Term |
Rate |
Maximum |
Minimum |
| 24 Months |
8.75%
|
xxxx |
xxxx |
| 36 Months |
9.00%
|
xxxx |
xxxx |
| 48 Months |
9.50% |
xxxx |
xxxx |
| 60 Months |
9.50% |
xxxx |
xxxx |
| Shares - Rates Effective as of July 22, 2010 |
| Account |
Rate |
APY |
| Shares - $100 and up |
0.15% |
0.15%
|
| Special Savings - $100 and up |
0.25% |
0.25%
|
| Christmas/Vacations -
$100 and up |
0.70% |
0.70% |
| IRA - minimum $100.00 |
1.00% |
1.00% |
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| Certificates - Rates Effective as of April 20 , 2010 |
| Minimum deposit of $500.00 |
| Months |
Rate |
APY |
3 Months |
.50% |
.50% |
6 Months |
.50% |
.50% |
12 Months |
.95% |
.95% |
| 24 Months |
1.00% |
1.00% |
| 36 Months |
1.35% |
1.36% |
| 48 Months |
1.35% |
1.36% |
| 60 Months |
1.95% |
1.97% |
Youth Certificates
$200 mininum deposit
16 years and under,
must have own account. |
|
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| SHARE/CD Pledge Loans - Share Secured |
| Term |
Rate |
| up to 60 months |
4.25% |
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| VISA Credit Cards |
| |
Rate |
Maximum |
| Platinum |
12.90% |
$10,000.00 |
| Platinum Preferred |
9.99% |
$10,000.00 |
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| Unsecured Loans |
| |
Rate |
Maximum |
| Revolving Credit |
14.90% |
$5,000.00 |
| Closed/End Sign |
8.50% | $5,000.00 up to 24 months |
| Closed/End Sign |
9.00% |
$5,000.00 up to 36 months |
| Closed/End Sign |
9.50% |
$5,000.00 up to 48 months |
| Closed/End Sign |
10.00% |
$5,000.00 up to 60 months |
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| Home Equity |
| Term |
Rate |
| 10 Years |
7.00% |
| 15 Years |
7.25% |
| 20 Years |
7.50% |
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